The AI Governance Framework by AI Advantages
ZERO™
Zero-Exposure Risk Orchestration

The Only AI Governance Methodology
With Zero Regulatory Findings

ZERO™ is the proven operating model for governing AI systems in regulated financial institutions. Five gates. One standard. Zero findings.

Built Across Fortune 100 Financial Institutions · Proven Under Fed, OCC & NCUA Examination

Aligned with:
NIST AI RMF • ISO 42001 • EU AI Act
420+ AI Systems Governed
5 Fortune 100 Banks
15 Years Zero Findings
90 Days to Operational
Request ZERO™ Assessment → Explore the Methodology
The Problem

90% of AI Governance Programs
Fail Under Examination

Not because they lack policies. Because they lack proof of execution.

✗ What Your CAIO Says

✗ "We have 47 policies" — SharePoint nobody reads
✗ "We govern 12 systems" — 35 Shadow AI systems exist ungoverned
✗ "We spent $3M on a platform" — theater, not outcomes
✗ "No incidents reported" — problems undiscovered, not absent

✓ What the Fed Actually Finds

✓ 35+ Shadow AI systems with zero governance
✓ No real-time monitoring of AI decisions
✓ Cannot reconstruct who approved what decision and when
✓ Average cost: $25M fine + $10M remediation + executive exit
The ZERO™ Methodology

Five Gates. Every AI System.
Zero Exceptions.

Every AI system must pass all five gates. Skip one gate, get a finding. It's that simple.

01
Discover
Find every AI system including Shadow AI. Three-source discovery. If you don't know it exists, you can't govern it.
02
Govern
Classify by risk tier. Assign accountability. Map decision authority. Build the control framework before deployment.
03
Deploy
Validate before production. Dual validation with red team testing. Document everything. No system goes live without passing this gate.
04
Operate
Real-time monitoring. Every decision logged and classified. Human override capability. Named accountability for every system.
05
Monitor
Continuous drift detection. Quarterly revalidation. Performance tracking. Evidence generation for regulatory examination.
Proven Results

Zero Findings Is Not a Tagline.
It's a Track Record.

420+
AI Systems Governed
Across underwriting, fraud & AML, trading, customer service AI, personalization, and enterprise agentic AI systems at Fortune 100 financial institutions.
ZERO
Regulatory Findings — 15-Year Streak
Across Fed, OCC, and NCUA examinations. Not one finding. Not one remediation. Not one consent order.
47 vs 12
The Shadow AI Discovery
Client believed they had 12 AI systems. ZERO™ discovery found 47. Thirty-five were completely ungoverned. Governance was operational in 90 days. Fed exam result: zero findings.
90 Days
From Zero to Exam-Ready
Industry average: 6–12 months. ZERO™ delivers operational governance in 90 days. Because in regulated industries, the examiner doesn't wait for your timeline.
Built For Leaders

Who ZERO™ Is For

ZERO™ is built for the executives who own AI risk — and the ones who answer for it in the boardroom and the examination room.

🎯
Chief AI Officers
& CAIOs
🛡️
Chief Risk Officers
& CROs
🏛️
Board Committees
AI & Technology
📊
Model Risk Leaders
MRM & Validation
⚖️
AI Governance Heads
& Compliance
🏦
CEOs & Presidents
Navigating AI Adoption
Three Ways to Engage

Choose Your Path to Zero Findings

Every engagement starts with understanding your reality. Not selling you a platform.

Entry Point
ZERO™ Operating Model
Assessment → Implementation
The full ZERO™ five-gate methodology deployed across your AI portfolio. From discovery to monitoring.
  • Complete AI inventory and Shadow AI discovery
  • AI System Impact Assessment across risk, compliance, and business value
  • Risk classification and accountability mapping
  • 5-gate governance framework implementation
  • Regulatory exam preparation and evidence generation
  • 90-day delivery timeline
Ongoing Partnership
ZERO™ Advisory
Fractional CAIO + Governance
Your Chief AI Officer — on retainer. Governance leadership, board reporting, exam readiness, and strategic advisory without the full-time hire.
  • Fractional CAIO leadership and board reporting
  • Ongoing governance monitoring and compliance
  • ISO 42001 / ISO 27001 certification readiness
  • Regulatory examination preparation and defense
  • On-demand strategic advisory access
Enterprise Scale
ZERO™ Transformation
Strategy → Execution
Full-scale Digital and AI Transformation. From zero AI to enterprise-wide deployment — with governance built in from day one.
  • AI strategy and use case prioritization
  • Cloud, data, and AI architecture roadmap
  • Agentic AI and automation deployment
  • Change management and organizational adoption
  • Multi-year transformation program management
The Creator

Built by a Practitioner.
Not a Theorist.

RK
Rehan Kausar
Chief AI Officer & Founder
AI Advantages LLC
🏆

ISO 42001 Lead Auditor

AI Management Systems — Early Certified Globally

🔒

ISO 27001 Lead Auditor

Dual-Certified in Security + AI Governance

🎓

CDAIO — Carnegie Mellon

Certified Chief Data & AI Officer

📋

MBA — Northwestern Kellogg

Strategy & Operations

🏛️

25+ Years Financial Services

Fortune 100 Banks & Regulated Institutions

🛡️

Zero Findings Track Record

420+ AI Systems Across Fed/OCC/NCUA Exams

Get Started
If the Fed walked in tomorrow,
could you defend your AI inventory?

Find out in 30 days with a ZERO™ Assessment. No pitch decks. No platform demos. Just answers.

Request ZERO™ Assessment → Back to AI Advantages
[email protected] · (908) 300-6745 · aiadvantages.ai